{"id":43,"date":"2026-07-13T09:00:00","date_gmt":"2026-07-13T06:00:00","guid":{"rendered":"https:\/\/getcheaprentals.com\/blog\/rent-a-car-with-revolut-wise-cash-app"},"modified":"2026-07-22T17:55:43","modified_gmt":"2026-07-22T16:55:43","slug":"rent-a-car-with-revolut-wise-cash-app","status":"publish","type":"post","link":"https:\/\/getcheaprentals.com\/blog\/rent-a-car-with-revolut-wise-cash-app","title":{"rendered":"Can You Use a Revolut, Wise, or Cash App Card to Rent a\u00a0Car?"},"content":{"rendered":"

The short answer:<\/strong> Generally, no. While you can almost always use a Revolut, Wise, or Cash App card to pay for your rental car online without any problems, most rental companies will reject these cards at the counter for the security deposit – which is mandatory with essentially every car rental company.<\/p>\n

We have prepared a simple guide showing which cards different rental companies accept.<\/strong><\/h3>\n
\n

<\/p>\n

\n
Which cards work for renting a car – online vs. at the desk<\/div>\n\n\n\n\n\n\n\n\n\n\n
Card type<\/th>\nPaying online<\/th>\nSecurity deposit at the desk<\/th>\n<\/tr>\n<\/thead>\n
\"Credit<\/span>Credit card<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n<\/tr>\n
\"Debit<\/span>Bank debit card (physical Visa\/Mastercard)<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span>1<\/span><\/td>\n<\/tr>\n
\"Revolut<\/span>Revolut \/ Wise physical card<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span>1<\/span><\/td>\n<\/tr>\n
\"Revolut<\/span>Revolut \/ Wise virtual card<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n<\/tr>\n
\"Cash<\/span>Cash App card<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\nRarely accepted<\/span><\/td>\n<\/tr>\n
\"Prepaid<\/span>Prepaid \/ gift cards<\/span><\/th>\nSometimes<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
Verified: July 2026.<\/b> 1<\/b> Only at companies whose terms explicitly accept debit cards – see the regional tables below. The card must be physical and in the main driver\u2019s name; a return ticket, credit check or full insurance may also be required. Cash App cards are often classified as prepaid at the terminal. Credit cards must also be in the main driver\u2019s name; American Express is not accepted everywhere.<\/div>\n<\/div>\n

<\/p>\n

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Renting in the USA & Canada – which cards work at the desk<\/div>\n\n\n\n\n\n\n\n\n\n
Rental company<\/th>\nBank debit card<\/th>\nRevolut \/ Wise \/ Cash App<\/th>\nVirtual cards<\/th>\nPrepaid cards<\/th>\nDeposit with a debit card<\/th>\n<\/tr>\n<\/thead>\n
\"Hertz<\/span>Hertz \/ Dollar \/ Thrifty1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental charges + up to $500 hold (vs. + $200 with credit)<\/td>\n<\/tr>\n
\"Enterprise<\/span>Enterprise \/ National \/ Alamo2<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental cost + $200-$850 by location & car class<\/td>\n<\/tr>\n
\"Avis<\/span>Avis \/ Budget3<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental charges + $200 hold (+ $350 at certain airports)<\/td>\n<\/tr>\n
\"Sixt<\/span>Sixt4<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental + $200-$300 (min $500 premium; $2,500 sports & luxury)<\/td>\n<\/tr>\n
\"Flex<\/span>Flex to Go5<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n$1,000-$2,000 ($500 with full insurance)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
Verified: July 2026.<\/b> 1<\/b> Renter 25+, booked 24h ahead, credit check; Compact-Full-size only; not at some metro locations (NYC, Boston, Atlanta). 2<\/b> Airports require a ticketed return itinerary; licence address must match. 3<\/b> Most US locations, 25+, credit check + second ID; no premium cars; excluded in NY Tri-State, Philadelphia, New Orleans; not accepted anywhere in Canada. 4<\/b> Return ticket in the renter\u2019s name booked 24h+ before pickup; no Sports & Luxury classes; Revolut\/N26 only as standard debit, not prepaid versions. 5<\/b> Debit only with full insurance purchased at the desk; card valid 6+ months past return. Corporate-location policies; franchises may differ – always confirm the terms of your specific booking.<\/div>\n<\/div>\n

<\/p>\n

\n
Renting in Europe – which cards work at the desk<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Rental company<\/th>\nBank debit card<\/th>\nRevolut \/ Wise & similar<\/th>\nVirtual cards<\/th>\nPrepaid cards<\/th>\nDeposit with a debit card<\/th>\n<\/tr>\n<\/thead>\n
\"Hertz<\/span>Hertz \/ Dollar \/ Thrifty1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental cost + deposit; \u20ac700-\u20ac1,500 typical (\u2248\u20ac300 with full coverage)<\/td>\n<\/tr>\n
\"Enterprise<\/span>Enterprise \/ National \/ Alamo2<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental + \u00a3200-\u00a31,000 (UK); \u20ac500-\u20ac1,000 on the continent<\/td>\n<\/tr>\n
\"Avis<\/span>Avis \/ Budget<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac300-\u20ac500 (credit card required)<\/td>\n<\/tr>\n
\"Sixt<\/span>Sixt3<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac1,000-\u20ac1,500 typical (\u2248\u20ac500 with full coverage)<\/td>\n<\/tr>\n
\"Europcar<\/span>Europcar \/ Keddy4<\/span><\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nRental + \u20ac300 standard; up to \u20ac1,500 Prestige (\u20ac100 with zero-excess cover)<\/td>\n<\/tr>\n
\"Sicily<\/span>Sicily By Car<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac200-\u20ac1,000 (\u20ac200-\u20ac500 with full coverage)<\/td>\n<\/tr>\n
\"Maggiore<\/span>Maggiore<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac300<\/td>\n<\/tr>\n
\"Locauto<\/span>Locauto<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac0.01 card verification only – effectively no deposit<\/td>\n<\/tr>\n
\"KeyNGo<\/span>KeyNGo<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac200-\u20ac300<\/td>\n<\/tr>\n
\"Goldcar<\/span>Goldcar<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac1,000-\u20ac3,500 (\u20ac300-\u20ac500 with full coverage)<\/td>\n<\/tr>\n
\"Green<\/span>Green Motion<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac1,000-\u20ac3,500 (\u20ac300-\u20ac500 with full coverage)<\/td>\n<\/tr>\n
\"OK<\/span>OK Mobility<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac1,000-\u20ac3,200 (\u20ac300-\u20ac500 with full coverage)<\/td>\n<\/tr>\n
\"Record<\/span>Record Go<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u20ac900-\u20ac1,800 (\u20ac300-\u20ac500 with full coverage)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
Verified: July 2026.<\/b> 1<\/b> Debit accepted at corporate locations in 10 countries only: UK, Germany, France, Italy, mainland Spain, Belgium, Netherlands, Czech Republic, Slovakia, Luxembourg; Compact-Full-size classes; franchises may refuse. 2<\/b> Debit accepted in the UK & Ireland only (larger vehicle classes and Dublin Airport still need a credit card); on the continent debit works for final payment, not the deposit. 3<\/b> Physical bank cards in the main driver\u2019s name; Revolut\/Monzo\/N26 accepted as standard debit, not prepaid versions; France excludes Maestro, V PAY, Electron, Nickel. 4<\/b> A small number of branches accept debit – check your pickup station\u2019s terms. Where a company shows \u201cNot accepted\u201d, a credit card in the main driver\u2019s name is required for the deposit. Corporate-location policies; franchises may differ.<\/div>\n<\/div>\n

<\/p>\n

\n
Renting in Australia & New Zealand – which cards work at the desk<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Rental company<\/th>\nBank debit card<\/th>\nRevolut \/ Wise & similar<\/th>\nVirtual cards<\/th>\nPrepaid cards<\/th>\nDeposit with a debit card<\/th>\n<\/tr>\n<\/thead>\n
\"Hertz<\/span>Hertz \/ Dollar \/ Thrifty<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 500-1,000 by car class<\/td>\n<\/tr>\n
\"Sixt<\/span>Sixt<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 300-1,000 by car class<\/td>\n<\/tr>\n
\"Europcar<\/span>Europcar1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 200-500 by car class<\/td>\n<\/tr>\n
<\/span>Bargain Car Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 500-1,000 by car class<\/td>\n<\/tr>\n
\"East<\/span>East Coast Car Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 1,000<\/td>\n<\/tr>\n
\"Ace<\/span>Ace Rental Cars<\/span><\/th>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 100<\/td>\n<\/tr>\n
\"Simba<\/span>Simba Car Hire<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 1,000<\/td>\n<\/tr>\n
\"No<\/span>No Birds Car Rental1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 500<\/td>\n<\/tr>\n
\"Alpha<\/span>Alpha Car Rental<\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 1,000<\/td>\n<\/tr>\n
\"Yes<\/span>Yes Drive1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 1,000<\/td>\n<\/tr>\n
\"EZU<\/span>EZU Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 1,000<\/td>\n<\/tr>\n
\"Speedy<\/span>Speedy Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 3,500 (300-500 with full coverage)<\/td>\n<\/tr>\n
\"JUCY<\/span>JUCY Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 500<\/td>\n<\/tr>\n
\"SNAP<\/span>SNAP Rentals1<\/span><\/span><\/th>\n\u2713 Accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\n\u2717 Not accepted<\/span><\/td>\nAUD\/NZD 2,000 (500 with full coverage)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
Verified: July 2026.<\/b> 1<\/b> Bank-issued debit cards only, in the main driver\u2019s name – Revolut, Wise and similar fintech cards are rejected. All cards must be physical and in the main driver\u2019s name. Corporate-location policies; franchises may differ.<\/div>\n<\/div>\n<\/div>\n

Why Do Rental Companies Reject Revolut, Wise, and Cash App Cards?<\/h2>\n

The reason is actually quite simple.<\/p>\n

With a traditional credit card, the rental company can place a relatively large pre-authorisation hold against your credit line. Revolut, Wise, and Cash App cards, on the other hand, are generally built around your real-time cash balance.<\/p>\n

In other words, even if you don’t have enough of your own money available on a credit card, the rental company may still be able to hold a larger amount because your credit card provider has given you a credit line.<\/p>\n

For example, let’s say that when you arrive at the rental desk, you have \u20ac1,000 or $1,000 available on your credit card, but the rental company needs to place a hold of \u20ac1,500 or $1,500. The additional \u20ac500 or $500 can go against your available credit limit.<\/p>\n

This doesn’t work the same way with debit cards such as Revolut, Wise, or Cash App. The money comes directly from your available cash balance.<\/p>\n

When you insert one of these cards into the payment terminal at the rental desk, it is typically classified as a debit card. And many rental companies either do not accept debit cards at all or impose additional restrictions on them because, from the rental company’s perspective, a traditional credit card offers more financial security (for them).<\/p>\n

For example, rental companies may need to charge you after the rental for damage, traffic fines, missing fuel, or other additional costs. A credit card potentially gives them greater protection because charges can be made against the available credit limit rather than being limited only to the cash currently sitting in your account.<\/p>\n

Online Booking vs. Counter Pickup: This Is the Important Difference<\/h2>\n

This is where many travellers get caught out.<\/p>\n

Paying Online<\/h3>\n

Most online booking platforms will let you pay with a Revolut, Wise, or Cash App card online without any problems. In some cases, even virtual or temporary cards may work.<\/p>\n

Some platforms will also allow you to prepay for the booking in full online too.<\/p>\n

As long as your card has sufficient funds and is enabled for online payments, the payment may go through without any issue.<\/p>\n

But that does not necessarily mean the same card will be accepted when you arrive to collect the car.<\/strong><\/p>\n

At the Rental Desk<\/h3>\n

When you arrive at the rental desk, the rental company will usually ask you to present a physical card in the main driver’s name so they can place a security deposit hold.<\/p>\n

Depending on the rental company, location, vehicle type, insurance package, and other factors, the security deposit can range from around $200 to $3,500 – sometimes even more (economy cars generally have lower deposit requirements, while SUVs, premium vehicles, luxury cars, and larger vehicles may require significantly higher deposits).<\/p>\n

And even if you have a physical Revolut, Wise, or Cash App card, you still risk being denied the car.<\/p>\n

Why?<\/p>\n

Because these cards are recognised as debit cards by the payment terminal.<\/p>\n

Virtual cards and prepaid cards are even more difficult and are often a complete no-go for security deposits.<\/p>\n

Already at the Rental Desk With the Wrong Card? Here’s What You Can Do<\/h2>\n

Let’s say you’ve already arrived at the rental desk and discovered that the rental company won’t accept your Revolut, Wise, Cash App, prepaid, or virtual card for the deposit.<\/p>\n

Your first option is to ask whether they will accept the card you have if you purchase their most comprehensive insurance package.<\/p>\n

Depending on the rental company and location, this may cost somewhere around $15 to $35 per day, although prices can be significantly higher in some destinations.<\/p>\n

Sometimes, purchasing the rental company’s full insurance package can reduce the required security deposit considerably or eliminate it altogether.<\/p>\n

There is absolutely no guarantee that the rental company will agree to this, but it is worth asking.<\/p>\n

If they still say no, you may have no choice but to walk away and find another rental company.<\/p>\n

And if you prepaid online through a broker or booking platform, you may then need to try to recover your money separately. Depending on the booking terms and circumstances, that could mean contacting the booking platform, rental provider, or, as a last resort, disputing the charge through your bank or card provider.<\/p>\n

The good news is that there are<\/strong> ways to rent a car successfully without a traditional credit card.<\/p>\n

How to Successfully Rent a Car Without a Traditional Credit Card<\/h2>\n

1. Look Specifically for Rental Companies That Accept Physical Debit Cards<\/h3>\n

More and more rental companies worldwide now explicitly accept physical debit cards.<\/p>\n

This is the wording you need to look for in the rental terms and conditions:<\/p>\n

“Debit cards accepted.”<\/strong><\/p>\n

That’s the key.<\/p>\n

But read the full conditions carefully, because there may still be additional restrictions. For example, the rental company may require:<\/p>\n